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Home insurance binder quotes8/9/2023 ![]() ![]() Sometimes larger insurers sell policies on behalf of specialized insurers. Policies that cover individual pieces of jewelry or collections are sold both by large insurers you’ve probably heard of, and by smaller, specialty insurers that may be less familiar. If you want to make sure your engagement and wedding rings are completely covered, or if you own an expensive necklace or an extensive watch collection, it often makes sense to buy a separate jewelry insurance policy. While jewelry is usually covered by your home insurance or renters insurance policy, coverage limits are low. Whether a retirement gift watch, a wedding ring or grandmother’s pearls, jewelry can be expensive to repair or replace, so it’s a good idea to think about how to protect the pieces that are significant to you. ![]() Jewelry is often used to mark special occasions, acting as a symbol of love and commitment and sometimes becoming a cherished heirloom.
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